Ready for the holidays? How can we be frugal and still give gifts this year? What about if we don’t need to be frugal, but we want to give money-related gifts that benefit the receiver (a child, for example) later in life?
- Gift cards (buy at discount)—at their favorite restaurants, supermarket (Publix), etc. https://www.raise.com/buy-gift-cards
- Something homemade, like something you baked or something you sewed, or some crafts
- Handwritten cards and letters mean so much in the digital age. It’s a great way to send some heartfelt thoughts.
- Bonds (TreasuryDirect) https://www.investopedia.com/how-to-give-bonds-as-a-gift-5205206
- 529 contributions on their behalf
- Cash with a note
- Clothing basics like socks or undershirts
- https://esimoney.com/2022-holiday-gift-ideas/