If you’ve ever listened to personal finance advice on the radio, you’ve probably heard some version of the same “money rules” repeated over and over. Things like “always pay with cash” or “owning a home is better than renting.” But are these rules really universal truths—or just outdated advice?
Over at How to Money, they’re calling out some of the most common personal finance “truths” and showing us why it might be smart to break them. From saving strategies to lifestyle choices, their take is refreshing, practical, and often counterintuitive—in the best way.
We especially love their take on Rule #6: “Don’t use credit cards.” This piece of advice gets repeated a lot, especially by financial gurus who focus on debt avoidance. But How to Money explains how credit cards—when used wisely—can actually be powerful tools for building credit, earning rewards, sign-on bonuses, and protecting your purchases. The key isn’t avoiding them entirely, but using them strategically.
Honestly? We break Rule #6 every day. And we’re better off for it.
So if you’re tired of hearing the same old financial clichés, check out the article and see which rules you’re ready to challenge. Your wallet might thank you.
